A few days ago, a friend of mine asked me if I heard about a new “money making site” that is full of positive reviews. The article he referenced was from a site call financial-reports.com.

In addition to exploring the article and helping out a friend, I thought I’d reveal what I found in researching the site/program further. My hope is that some folks who think about investing in this program first search for this article or other helpful articles outside the site/article I will be referencing below.

The Story

The title of the article was Single Mom Makes $89,844/Yr in Her Spare Time on The Computer Without Selling Anything. Here is the link to the site if you are curious. http://financial-reports.org/biz/us/?&t202id=300008&t202kw=bo0014&match&c3&ne

Pretty compelling article, especially with ALL the positive comments at the end of the article. The story goes like this….Kelly Richards  surfed the net and did long hours of research, discovering her “tight lip secret of getting a break in life and beating the recession.” By making $6K to $8K per month online, she could stay home with her three kids. She apparently makes this money while working 10-13 hours a week online.

Of course the article begs the reader to believe they are credible by mentioning all the other “get rich quick” scams on the internet and pyramid scams. Kelly did not want this, she wanted a legitimate way to earn her living. :)

The Search For Red Flags

So, that’s basically the story. Now, let’s look for the red flags. Let’s start with the article…

  1. I noticed this “website” featuring the article also had Kelly Richards’ story in a YouTube video on their sidebar, then her “3 Easy Steps” in the section below. This led me to think, “was this site only built to display this one article?” That’s an awful lot of screen real-estate to give up for an advertorial.
  2. The article has anchor text of “Home Profit System” not once, not twice, but five times. However, clicking the link will take you to a system called “Paid to Place.”
  3. Clicking around the site on stuff like “Tech” or “All Stories” will lead you to one place, the program link.
  4. Scrolling to the very bottom of the page will lead you to a difficult to read “light grey font” Terms and Conditions and Important Consumer Disclosure. I thought I’d make it stick out a little better by coloring it red.

Here’s a few highlights from their terms:

  • We are not affiliated in any way with any news publication
  • This website, and any page on the website, is based loosely off a true story, but has been modified in multiple ways including, but not limited to: the story, the photos, and the comments.
  • Thus, this page, and any page on this website, are not to be taken literally or as a non-fiction story
And of course, here is all the stuff (still in light grey font, but in all caps) that you are agreeing to by purchasing the program mentioned from the site…
  • I UNDERSTAND THIS WEBSITE IS ONLY ILLUSTRATIVE OF WHAT MIGHT BE ACHIEVABLE FROM USING THIS/THESE PRODUCTS, AND THAT THE STORY/COMMENTS DEPICTED ABOVE IS NOT TO BE TAKEN LITERALLY.
  • As an advertorial, I UNDERSTAND THIS WEBSITE IS ONLY ILLUSTRATIVE OF WHAT MIGHT BE ACHIEVABLE FROM USING THIS PROGRAM, AND THAT THE STORY DEPICTED ABOVE IS NOT TO BE TAKEN LITERALLY.
  • Typical users of the starter materials that don’t enroll in coaching, don’t keep their commitments and don’t implement what they learn, generally make no money.
  • Though the success of the depicted individual is true, her picture and name have been changed to protect her identity.
  • The comments are not actual posts to this webpage and have been compiled or generated for illustrative purposes only.

The “Home Profit System” Program Link

After finding all these red flags, I didn’t stop there. I thought, sure I’ll click the “Home Profit System” link (linked 5 times in this short article). Here is what the page leads me to. Note, how they put a face to the program and let you know that due to the “high demand” you better hurry up and give them your money before it’s sold out.

Once I clicked “Proceed to Site” I found the form below which wanted me to plug in my first name, email address and zip code. Of course this was necessary before I could click “Check Availability Now” because of the high demand of course. :) Once I clicked submit (I mean Check Availability), the site revealed 12 programs in my area and sent me to a page overloaded with information but no clear idea of what I’d be investing in.
So, the page listed the program for a “special reduced” and “one-time investment” of $97. Wait, what would I be buying again?

Comments And Concerns From Users Of The Program

Just for fun, I did a Google search on “Paid to Place” to get an idea of what others were writing about it and to really dig in and see comments from those who have been duped. Here’s what I found…
First, I clicked on their Facebook page, which they created and haven’t really touched since other than a “we’re excited to hear your success stories” post after creating the page in July. Well, you won’t find any success stories on their page, but plenty of concerns that aren’t addressed.
The resource that is a must read for those looking at the program is at Reviewopedia. You HAVE to read the comments on this article, which tell you everything you need to know about this site from those who purchased, those interested and even from the perspective of a few folks that work for Paid to Place.
Here are a few of my favorite quotes from the comments at Reviewopedia…
  • “I was also asked several questions about my financial status, what type of credit cards I have, how much are on them, how much I have in my bank accounts. When I asked why the questions, I was told, ‘ it’s so we can determine how much this program can really help you…..The clincher came when I was told that one of the finest website trainers around, would call me to train me for the position, but that I would have to put down an investment of about $5000 right now.”
  • “I first spent $47.00 for this program, then spent $77.00 for this same program. I still have received no training (as promised) Can’t sign in as there is no sign in page. I have contacted Kathy numerous times and have had several goose chases. I would appreciate some acknowledgement or a total refund.”
With that said, there is also Paid to Place reps commenting in response to some of the comments. One positive from the comments have been about the refunds. It seems overall, they seem to be pretty good about giving refunds.

If something seems too good to be true, it typically is. Please be careful before giving sites like the one referenced your information and money.